Presta estate

Buying property in Spain remotely: virtual tours, negotiation, and signing

Buying a home in Spain can be done largely at a distance if you plan the process, document everything, and build a team that can act locally when needed. Exact steps and requirements vary by region, property type, bank, and notary.

Virtual tours in Spain: what to demand and what to capture

Presta Estate can perform property viewings and live/recorded virtual tours on the buyer’s behalf, sharing videos, notes, and follow-up questions.

When possible, it’s still sensible for the buyer to visit for at least one in-person viewing (often the shortlist/finalist stage). If that’s not feasible, a remote process can work, provided the remote viewing is structured and evidence-based.
Funmilola Okono
Presta Estate Co-Founder
Remote viewing checklist (what to record/ask):

  • Location context: a slow 360° video outside (street, façade, adjacent buildings), plus a short walk to show immediate surroundings and noise levels.
  • Building entry + common areas: portal/entrance, lift, stairs, corridors, storage rooms, parking access (if applicable).
  • Orientation and natural light: record each main room with windows open/closed; note direction of windows and light at the time of filming.
  • Room-by-room walkthrough (no cuts): a continuous video from entry to each room to show layout and flow.
  • Ceilings, walls, and corners: close-ups for cracks, damp marks, mold, repairs, and paint condition.
  • Windows and shutters/persianas: demonstrate opening/closing, seals, condensation signs, and street noise with windows both open and closed.
  • Plumbing checks: run taps and showers, flush toilets, check water pressure, hot water timing (if accessible), and look under sinks for leaks.
  • Electrical basics: show the electrical panel, test key switches/outlets (where safe), and note any visible issues.
  • Heating/cooling and ventilation: demonstrate AC/heat units, radiators/boiler access (if present), and ventilation in bathrooms/kitchen.
  • Kitchen and appliances (if included): open cabinets, show worktops, confirm what stays, and capture serial plates if needed for manuals/warranties.
  • Views and privacy: film from each window/balcony to show sightlines, nearby windows, and any overlook.
  • Documents and operating costs to request: recent utility bills (where available), community fees (gastos de comunidad), local property tax receipts (IBI), energy certificate (CEE), and any available floor plan, timing and availability depend on the seller.

Remote negotiation + offer process (Spain-realistic)

Remote negotiation typically moves through informal agreement on price/terms, then a reservation/holding stage (often called a reservation or “reserva”), and later a private purchase contract stage (often referred to as “arras” in many transactions) before the final notary deed signing. Names, timing, and customary documents can vary, and your lawyer should confirm what applies to your situation.

When you are not in Spain, buyer-side representation becomes more valuable because someone local can:

  • verify what is being offered (fixtures, condition, timelines),
  • coordinate access and follow-ups,
  • keep a written trail of what was agreed,
  • and align the purchase timeline with legal checks and mortgage steps.

How we run it (typical sequence, no legal guarantees):

  1. Clarify your target terms (price range, preferred completion date, included items, and any must-have conditions).
  2. Collect evidence from the viewing (video, measurements where possible, building notes) and list open questions.
  3. Submit a written offer with key terms and deadlines for response (format depends on the seller/agent).
  4. Confirm the “inventory” (what stays/what goes) and any agreed repairs in writing.
  5. Coordinate next steps for reservation timing, lawyer review, and mortgage milestones, adjusting to the seller’s constraints.
  6. Keep changes traceable (avoid verbal-only revisions; summarize updates promptly in writing).
1818 Magazine by Stephanie Toole

Signing remotely: notary + Power of Attorney (POA) basics

In Spain, the final purchase is typically completed at a notary via a public deed. If you cannot attend in person, a Power of Attorney (POA) is a common tool that allows a representative to sign and complete defined steps on your behalf.

Presta Estate can support a POA-based process. A POA can be granted to a person designated by the client (including Presta Estate), allowing that representative to complete agreed steps without the buyer being physically present.

Practical cautions (bank/notary-dependent):
  • Confirm the scope: ensure the POA clearly lists which actions are permitted (e.g., signing the deed, handling utilities setup, dealing with the bank). Avoid granting broader authority than necessary.
  • Identification requirements: the notary will require valid ID documents; additional checks may apply depending on nationality and circumstances.
  • Bank and lender constraints: some banks require the borrower to appear in person for specific steps, may require original documents, or may not accept POA for all mortgage-related actions.
  • Document format and legalization: if you sign a POA outside Spain, the notary may require specific formalities (e.g., legalization/apostille or consular process), depending on jurisdiction.
  • Independent legal advice: a POA has legal consequences. Consider having an independent Spanish lawyer review the draft POA and the transaction documents before you sign.

What can’t be done remotely (or shouldn’t)

Remote buying reduces travel, but it doesn’t remove all risks. Common limits include:

  • Bank paperwork constraints: some banks still require wet signatures, original documents, or in-person identification at certain stages.
  • Notary/ID verification: notary processes can involve in-person checks or additional requirements that vary by notary and circumstance.
  • Physical condition assessment: video cannot fully replace an expert inspection; issues like damp, noise, odors, workmanship quality, and building defects can be hard to evaluate remotely.
  • Surroundings and “feel”: traffic patterns, nightlife noise, and building dynamics are difficult to judge from one scheduled video.
  • Final walkthrough considerations: it is often wise to do a pre-signing walkthrough (in person or by trusted representative) to confirm condition and that agreed items remain.

Your team: buyer’s agent + mortgage broker + lawyer (who does what)

A remote purchase works best when roles are clear and responsibilities do not overlap.
Role
What they typically do
Key notes / boundaries
Buyer’s agent (Presta Estate)
Shortlist support, arranging viewings/virtual tours, market context, negotiation support, coordinating timelines and stakeholders
Acts on buyer’s instructions
Mortgage broker (Presta Estate)
Mortgage pre-assessment guidance, packaging the application, coordinating with lenders and valuers, timeline management
Bank policies vary; approvals and document requirements are lender-dependent
Independent lawyer (separate)
Legal due diligence, contract review, advising on risks/obligations, confirming legal readiness to sign
Should be independent from the seller and able to advise you directly
Notary
Formalizes the deed; verifies identities/capacity; ensures deed execution meets formal requirements
Notary is a public official; scope is not the same as a buyer’s lawyer
Bank
Provides mortgage (if applicable), sets compliance/document requirements, orders valuation, releases funds
May require in-person steps or originals; policies vary widely
Seller / seller’s agent
Provides property information, negotiates from seller side, coordinates access and documentation
Information should be verified via due diligence
Funds handling (important): Presta Estate does not hold reservation, deposit, or arras money. Where a payment is required, it is typically paid to the seller (or as otherwise agreed in the transaction documents). In some cases, a notary-managed escrow/consignation arrangement may be possible where available and agreed, your lawyer should advise on the safest mechanism for your situation.

Remote buying checklist (order of operations)

  1. Mortgage pre-assessment (or proof of funds plan): budget, affordability, and likely documentation.
  2. Shortlisting: define must-haves, areas, building type, and constraints (time-to-sign, rental plans, etc.).
  3. Viewings (virtual and/or in person): use a structured checklist and request missing documents early.
  4. Negotiation: align price, completion timeline, included items, and any conditions.
  5. Reservation stage (if used): agree what triggers the payment, deadlines, and what happens if conditions are not met.
  6. Legal checks: independent lawyer reviews title/charges/permits and flags risks (scope depends on property).
  7. Mortgage application (if applicable): submit documents, respond to lender requests, and track conditions.
  8. Valuation (if applicable): coordinate access; address lender follow-up questions.
  9. Notary preparation: confirm signing date, required IDs, payment method, POA (if used, granted to a person designated by the client), and document pack.
  10. Signing: deed execution at the notary (in person or via POA granted to a person designated by the client, depending on what is accepted).
  11. Notary preparation: confirm signing date, required IDs, payment method, POA (if used—granted to a person designated by the client), and document pack.
  12. Signing: deed execution at the notary (in person or via POA granted to a person designated by the client, depending on what is accepted).
  13. Post-purchase setup: utilities, insurance, community notifications, tax/admin steps, and any planned renovations or furnishing.
February, 5 / 2026
BY Funmilola Okono
Licensed mortgage broker (Banco de España registration) and property buyer's agent in Spain
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